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The 2 defaults wont be removed from my label until early-mid August 2009. Currently i am totally debt remove but having issues with gaining ascribe due to the 2 defaults. I am looking into buying my first home when the defaults get removed by then i should have a significant savings to be used as bond. My question is if i apply for a home loan in 2009 will there be a chance i may not get approved because i haven't had a good credit history prior to applying and becuase there is no current ascribe on my label eg from telco tip loans etc. Now whilst i wait for my home loan should i consider a car loan (i know i wont get apporved from banks etc) from an organisation that specialisis in bad ascribe loans (although they are higher in interest) so that i can show the banks by the measure i apply for a domiciliate loan that i am able to committ to a loan even though i have had a bad ascribe undergo in the past. Your suggestions are appreciated. Thanks the buyer only has 5% (25k) to put down on the loan towards the purchase of my home my agent offered me an option of loaning the buyer the other 25,000.00 in the create of a second owe trust deed after the loan closes to loan him for the drink in return the buyer will pay me monthly for this loan with a lein on his home until he has fully paid me does this appear like a good idea? My preserve and I are looking into buying a accommodate with an FHA loan. We have sent our info out to a lender but havent heard from her yet- just wondering if an FHA is possible since I was staying at domiciliate with our son for the past year. I've been working a part measure night job for the past 2 months. Does that alter me from the FHA req'rd 2 years work history? I only have a year and a half before that. And what is it that they are looking for in our tip statements?Sorry I am just impatient! : ) i am create from raw material to come my bank to see if they would give me a business loan i am looking to create an old nursing home into some residentail apartments i undergo never written a business plan before and so i could do with some direction all back up would be appreciated.

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