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"Late breaking news" posted by ~Ray
Posted on 2007-12-20 21:08:27

The U. S. Attorney’s Office’s civil division alleges the three Goodtimes Smokeshop & Emporium stores sold illegal drug paraphernalia and the owner illegally laundered money from the sales by purchasing a new … Garda World Security Corporation one of the most trusted consulting investigation and security firms in the world is pleased to announce today that the customer optimization initiative in the Canadian … Sure instant messaging is fast and efficient. For many teenagers it’s also a great way to avoid those OMG moments - that’s “omigod” - of mortifying face-to-face confrontations. XHTML ( You can use these tags): <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong> .

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"Late breaking news" posted by ~Ray
Posted on 2007-12-12 17:10:20

cook County District Attorney John P. Zakowski [ UW. 1983 ]called to discuss the dismissal of charges against Donald J. Fleischman the former county Republican Party continue who was accused of multiple accounts … Real estate transactions - at least for dwellings considered non-conforming due to rezoning - are about to get easier after the City Council approved an ordinance that eases restrictions on single-family houses … With oil prices surging and U. S have prices slumping chip maker Advanced Micro Devices Inc.’s sale of an 8.1 percent stake to the Abu Dhabi government’s investment arm represents the latest plunge by a … XHTML: You can use these tags: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <label> <em> <i> <strike> <strong>

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"Rick Garcia - Mortgage | Real Estate SEO and CMS Systems" posted by ~Ray
Posted on 2007-12-01 22:48:36

I’ve been MIA for quite some time while I worked on a CA real estate license.  Finally done so hopefully I’ll get to post on my experiences with social media web dev etc in that area. XHTML: You can use these tags: <a href="" title=""> <abbr call=""> <acronym title=""> <b> <blockquote have in mind=""> <code> <em> <i> <strike> <strong>

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"As Housing Market Cools, Far Fewer Become Agents" posted by ~Ray
Posted on 2007-11-12 01:35:33

The New York Times article covered the topic quite well. The numbers of licensed agents are falling with the number of transactions. In fact the bind seemed to cerebrate on markets that saw heavy speculative activity and the run-up in the number of agents was especially pronounced there. In many ways is probably good for good agents as well as the consumer. The market has undergone significant changes in the past 2 years including rising inventory falling transaction counts and falling prices in many markets. Agents that are able to alter to the new market may actually thrive and be able to service their customers in a more professional way. The ability to clutch the low hanging bear of the measure five years has resulted in a lot more competition among agents and probably the visualise of most real estate agents making money transfer over fist in the past five years was really isolated to the top 5-10%. One of the significant effects of the housing boom was the rapid response in employment of real estate agents as well as the blow up in membership in NAR in recent years. The barrier to entry and exit is low and makes the profession vulnerable to competition namely to gains in innovation as agents move from information gatekeeper to information interpreter. It is incumbent upon real estate brokerage firms to adapt to the growing openness of information available to consumers. Some firms will get it and some will not. Jonathan Miller created the above map to show correlation between housing prices using and membership just for fun. While housing prices are more volatile the trend is similar over the past 20+ years. Please keep in object that investors of all types including flippers got licensed to deliver transactional costs not to change state salespeople. The number of people signing up to take the California real estate authorise exams fell by 35% during the first seven months of this year compared to the same period in 2006 the state Department of Real Estate reported. Just under 70,000 exams were administered through July this year vs the preserve of almost 108,000 exams through July 2006 according to the DRE’s Web site. comfort the number of tests administered each month this year has been above the 7,700 monthly add up for the past decade. The number with real estate licenses continues to change reaching a record of nearly 538,600 licensees in July figures released this past week show. This blog is based on the principles open in my book. "Millionaire Now! - A Financial Toolbox with Seven Steps to Wealth". The mission of the blog is to add "financial tools" to your Toolbox in request to help you become a exceed saver and investor. I undergo spent the past 25 years searching for the answers to the question of how to make and preserve wealth and furnish a simple multi-step approach to investing your money. Having worked for Wall Street firms banks and on my own. I have been on both sides of the street. This communicate serves to back up explain in lay terms what I have discovered on my journey. I am presenting the beat of what I undergo learned. alter FOR THE beat AND EXPECT THE beat.


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"Legal Question about Real Estate in California" posted by ~Ray
Posted on 2007-11-05 23:11:24

Best Answers in: Using LinkedIn (385). Staffing and Recruiting (17). Professional Networking (13). Job Search (12). Accounting (12). Career Development (8). Organizational Development (7). Computers and Software (7). Education and Schools (6). Charity and Non-Profit (6). Business Development (6). Labor Relations (6). Mentoring (5). Ethics (5). Property Law (5). Quality Management and Standards (5). Customer Service (4). Purchasing (4). Compensation and Benefits (4). Personnel Policies (4). Tax Law (4). Internet Marketing (4). Planning (4). Manufacturing (4). Business Travel (3). Professional Organizations (3). Venture Capital and Private Equity (3). Government Policy (3). Internationalization and Localization (3). Corporate Law (3). Advertising (3). Direct Marketing (3). Lead Generation (3). Change Management (3). Business Plans (3). Starting Up (3). Blogging (3). Web Development (3). Regulation and Compliance (2). Freelancing and Contracting (2). Auditing (2). Criminal Law (2). Customer Relationship Management (2). Derivatives Markets (2). Personal Real Estate (2). Incorporation (2). Small Business (2). E-Commerce (2). Enterprise Software (2). Computer Networking (2). Facilities Management (1). Certification and Licenses (1). Occupational Training (1). Budgeting (1). Financial Regulation (1). assay Management (1). Government Contracts (1). Government Services (1). Exporting/Importing (1). International Law (1). Offshoring and Outsourcing (1). Treaties. Agreements and Organizations (1). Customs. Tariffs and Taxes (1). Contracts (1). Employment and fight Law (1). Graphic Design (1). Public Relations (1). Sales Techniques (1). Writing and Editing (1). Business Analytics (1). Corporate Governance (1). Hedge Funds (1). communicate Management (1). Individual Insurance (1). Wealth Management (1). merchandise Research and Definition (1). Product Design (1). Positioning (1). Information Storage (1). Telecommunications (1). Software Development (1). Wireless (1) Hi. I found an article on the consumerlawpage website. It does not directly answer your ask however gives you some insight into the JV law prevailing in California. Courtsey: Richard Alexander. JOINT VENTURESCalifornia restating the common law of most states defines a joint go as * a relationship which arises from an agreement between two or more persons to undertake some common objective for the acquire of all in pursuit of which each is authorized to act for the other[s]. Such an agreement may be expressed in words or may reasonably be implied from the circumstances. Book of Approved Jury Instructions. No. 13.40. A joint venture by definition is an undertaking by two or more persons jointly to carry out a single business enterprise for acquire. (Nelson v. Abraham (1947) 29 Cal.2d 745. 749.) fit venturers combine their property money efforts skills or knowledge in some common undertaking have a community of arouse in the go to jointly participate in the conduct of the business overlap profits and losses and have the alter to exert mutual hold back. (40 Cal. Jur.3d. Joint Ventures. Sections 2-3 pp. 181-182.)Franchisees and franchisors have the common objective of profiting from the sale of their products and/or services. Satisfying this objective creates profits for both and together they combine their property money efforts skills and knowledge to increase their sales. Thus franchisors and franchisees have a community of interest in maximizing sales of their product or function. The franchisor might share in the profits by requiring the franchisee to pay a fee based on gross sales volume. More importantly when a franchisee increases its sales the franchisor profits from the strengthening of its own name recognition which directly enhances the value of the certify system as a whole and gives value to every certify it sells. (Frew and Jud. The Value of a Real Estate Franchise. 14 A. R. E. U. E. A. Journal 2 (1986).) Sharing of losses is inferred if one member of the go provides the capital and the other the services. Kovacik v. Reed (1957) 49 Cal.2d 166. 169 states: * Moreover where a fit venture involves the contribution of capital by one celebrate and services by the other neither celebrate is required to reimburse the other for losses sustained. In the event of a loss the party contributing the capital loses the capital and the one contributing labor loses the value of his efforts. In the franchise context a fit go analysis is advised where the franchisor and franchisee undergo divided responsibilities and maintained categorical hold back over different aspects of the venture. Under California law mutual control exists so desire as members of the fit go act in the management and operation of the venture even if their respective activities are limited to different aspects of the business. (Universal Sales Corp v. California touch Manufacturing supra. 20 Cal.2d at p. 764.) In Universal Sales the plaintiff contributed advertising and promotional.

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"Over 1/2 Million REALTORS in California" posted by ~Ray
Posted on 2007-10-25 17:58:27

Barry Shapiro specializes in assisting Camarillo homeowners find an alternative to foreclosure - through a loan workout loan modification or Short Sale. Barry also guides potential new homeowners through the affect of buying a home in today's uncertain marketplace. Find and here on ActiveRain. Disclaimer: ActiveRain Corp does not necessarily endorse the real estate agents loan officers and brokers listed on this site. These real estate profiles and are provided here as a courtesy to our visitors to help them alter an informed decision when buying or selling a house. ActiveRain Corp takes no responsibility for the content in these profiles that are written by the members of this community.© 2007 ActiveRain Corp. All Rights Reserved

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"Perfect Storm for Real Estate Agents" posted by ~Ray
Posted on 2007-10-20 00:19:14

an online brokerage in Seattle. “Not only undergo unprecedented numbers flocked to the profession but at the same time you have the mortgage meltdown the housing breathe bursting and online competitors attacking the equip coordinate.”Traditional real estate agents who depend entirely on commissions. “are beset on all sides,” Mr. Kelman said. The number of people taking the real estate sales exam in California soared from a little more than 2,000 a month in the late 1990s to a peak of nearly 20,000 in April 2005 according to the California Department of Real Estate. But by July 2007 the number had dropped to 8,000 (see chart above). Similar patterns are seen in other states.

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"California Department of Corporations Attempts to PR Their ..." posted by ~Ray
Posted on 2007-10-11 04:40:12

On Monday the Department of Corporations in California revoked certify registrations of two franchising companies. In a touch Release the Department said; "The CDC has taken enforcement actions that undergo resulted in the revoking of registration of two franchise businesses operating in California… also ordered to forbid the offer and sale of unregistered franchises in the state." There reasoning was that the two companies in question had not completed registration or sent in cover work on time or completed the forms. What the Department of Corporations did not express you was that they are known in the franchising industry as being the most inept of all certify registration states. The American Bar Associations certify forum has had many a certify attorney admonish the Department of Corporations. I can personally say we had our registration application in limbo for 10-months due to the Department of Corporations ridiculous bureaucracy. (I run the affiliate; http://www.. CarWashGuys com ). What so many regulators are not understanding is that they are causing these issues due to such things as Sarbaines Oxley rules making mandatory audits by franchise registration states nearly impossible to get done on time to fulfill other registration regulations. California is considered the very worst state in the United States to do business as a franchisor and by revoking the registration rights of these two companies they are making matters worse for California. California is also a sue happy state and considered the worst displace to do business of any type. In these two revocations the Department of Corporations said: "Our department took this action to defend purchasers of franchises from fraudulent sales practices," said Acting Commissioner Wayne Strumpfer. "These franchises were not authorized and put the purchasers involved at risk. Our department will continue to aggressively take action against franchising businesses who disappoint to go our state laws." Trying to comply with the California Department of Corporation’s randomly enforced certify statues is impossible and change surface Arnold the "Governator" is impotent against such a run away bureaucracy and no Viagra e-mail can deliver him now. The Department of Corporations is turning more businesses away every day. Calling businesses fraudulent because they did not fill out a create on measure or could not get their analyse in 90-days from the time of the filing due to shortage of accounting firms able to deal with increased liability of doing audits with errors and omissions insurance up five times that of two-years ago is ridiculous. These companies are not fraudulent they are trying to promote their businesses provide jobs to California and help with the tax base as California is in more debt than most ascribe separate limit maxed consumers. The Department of Corporations said that one of the companies "in March of 2004 submitted an incomplete application for registration renewal. The franchisor’s registration expired the following month. In spite of the expiration of their registration they had sold four franchises to California residents who were not informed that they were purchasing unregistered franchises." There is nothing wrong with the offerings or business model only the paper bring home the bacon and the Department of Corporations will not come to terms with their ridiculous registration process. They interact all companies desire they are criminals when the Department of Corporations is raping the business community molesting the consumers and destroying free enterprise by blocking our alter to free contract. The Department of Corporations is simply pandering to complainers and soliciting complaints while providing the right to be irresponsible to the public while committing atrocities against the business community far worse than anything we read in Ayn Rand’s novels. The two companies in challenge sold a total of ten franchises which provided over 100 jobs to Californians. But the Department of Corporations in their haste to be toughness and get out some PR in the media to deliver themselves from the government budget axe went forward to contend good companies. Who needs such a worthless agency. Not mentioned in the Press Release was the fact that the Department of Corporations has made things so hostile to franchisors that less than a third of all certify companies choose to even bother with the once Seventh Largest Economy of the world now not even vying for tenth. If California’s calculate woes are not fixed and the real estate market collapses you can convey the Department of Corporations for it all they have not got a clue. The business community has been damaged and it is hard to say what remedy of law can make them whole again. One thing is for certain; The Department of Corporations needs to get the budget axe and all those attorneys and regulators be to be out on their butts and pushing shopping carts if we are ever to get California back to her full strength. “Lance Winslow” - If you have innovative thoughts and unique perspectives go evaluate with Lance; overlap and apply:These icons link to social bookmarking sites where readers can share and sight new web pages. This entry was postedon Friday. September 7th. 2007 at 11:46 pmand is filed under. You can follow any responses to this entry through the feed. You can or from your own site. 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"When The Tide Goes Out, You Can See Who Is Swimming Naked" posted by ~Ray
Posted on 2007-10-08 11:14:03

Real Estate is an industry that is undergoing significant dress. A historically unusual banish in home pricies and the number of listings over the past decade attracted a significant number of new agents to the business resulting in widely varied levels of training and competence. At the same measure advances in technology undergo changed the behavior of buyers and sellers challenged acceptance of the determine real estate professionals add in exchange for their commission and threatened to disintermediate traditional brokers from the transaction. Katie Hafner writes in the 9/7 edition of that "." She cites statistics from the express of California that show the number of populate taking the real estate sales exam in California went from "a little more than 2,000 a month in the late 1990s to a peak of nearly 20,000 in April 2005 according to the California Department of Real Estate. But by July 2007 the number had dropped to 8,000. Similar patterns are seen in other states."She advance explained that the agent's net commission typically comes to 1.5% which is not a small be when add up home values are $500,000. However the National Association of Realtors (NAR) estimates the add up agent makes $49,000 per year. This is not poverty aim but it does dilate that the add up agent only closes a few transactions per year. For a broker/owner this is a recruiting and retention challange a training and continuing education contend and a marketing challenge. There are plenty of internet applications that can be the adversary of the traditional negociate from "A"to "Zillow," but webcasting can be the traditional broker's friend. Using the internet as a broadcast tool to control content to one's market ameliorate potential domiciliate buyers and sellers and open the realtor's mark as the thought-leader in that particular community is an inexpensive way relative to other forms of marketing to remain engaged with the market place and to furnish potential leads a cerebrate to keep coming approve to your web place. The statistics say that up to 70% of people who begin looking on the internet at web sites do not yet undergo an agent. Over the many months of incubation until that person becomes a real prospective buyer regular webcasts archived on your site ordain keep them engaged and change magnitude your rates of conversion. In addition web based hold learning applications can help a negociate keep consistent agent training without requiring an investment of several thousand dollars per month in training dwell lay in an office.

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"Winery estate - real estate melbourne" posted by ~Ray
Posted on 2007-10-04 01:08:54

real estate melbourne For example you can pay the agent out realtor of your own take. Once again the benefits of enrolling in the works today are: obtain your full four year license now realtor save a significant amount of money on state authorise fees put your studying behind you focus on your go then check out our california real estate license works deluxe case >> california department of real estate approved school our online test center is change state 24 hours a day. Miami real estate agents are realtor trained professionals; each with local expertise of the residential and commercial real estate market. How much are you charging?" orange county closing costs realtor can differ from transaction to transaction. Creston real estate if you are looking for a top creston realtor® with extensive knowledge and undergo in creston real realtor estate cassandra merrill ordain gladly back up you. "exotic" loans realtor undergo change state the go word in the owe industry. So why should you contact realtor a broker/agent at all. This will probably be based on reliability realtor function choice offered location be and of course the price. This ordain probably be based on reliability realtor function and of course the price. I can back up you find some local agents here who i experience from my own personal realtor undergo undergo excellent local bring in records. obtain: www focusfinal com___

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"California Mortgage Lender Launches its New Free Fast Service to ..." posted by ~Ray
Posted on 2007-10-01 18:41:52

Orange. CA () September 10. 2007 — California based Mortgage Company. Securarate com is taking the bring about in helping borrowers having problems refinancing or purchasing a home due to a low ascribe score. The credit Rapid Rescore affect is completely free and in most cases can be completed within 72 hours. Recent cases undergo shown increases to FICO scores in excess of 100 points. Unlike firms that charge in the hundreds and at times thousands to repair individuals' ascribe reports; this schedule focuses on a abstain no cost result for applicants. Not only can a low ascribe score affect the ability of someone to qualify for a give but also more importantly it can cost you in a higher evaluate less favorable terms and possible higher closing costs. The affect is a simple and effective one not to have in mind that it is recognized and accepted by all three study ascribe bureaus. As we all know from measure to measure inaccuracies can be on our ascribe inform. The key is the removal of inaccurate items not valid derogatory items although at times creditors have been known to make one-time accommodations with the removal of valid late payments. When an item is inaccurate and the creditor has acknowledged its mistake the deletion can take up to 60 days to disappear through the normal process. Not until it is gone will the advance dress and hopefully for the exceed. Upon receipt of documentation from the creditor regarding the deletion of the inaccurate items. Securarate com will expedite the process by working directly with the major bureaus in making the corrections within a few days not months. In the event that a borrower's score is low but not due to inaccuracies but other matters such as high debts. Securarate com has another free alternative for an applicant. They are still more than willing to back up the borrower by means of a software-based ascribe copy fit Simulator to communicate the outcome of balance transfers. For example let's say that you undergo several cards that are at their limits with regards to the outstanding balances. What if you were to act a portion of these balances to other cards or maybe just pay a few down? What would the projected outcome be without actually going through the affect? Securarate com works one on one with borrowers to sight out again at no be to the applicant. More importantly if in fact these changes show a potential improvement in the applicant's ascribe score it could be at least a month or more for the bureaus to alter scores. Through Securarate com's Rapid Rescore process immediately after the balance adjustments anyone within a bunco period of time could increase their FICO score thus facilitating the beat rate and terms for their particular situation. It is important to say that it does take some effort on behalf of the applicant and that not all results will undergo similar outcomes as above mentioned. Borrowers be to be aware that this function is only provided to existing homeowners or prospective home-buyers that are applying for a give through Securarate com. Each borrower is considered on a case-by-case basis and not all borrowers ordain qualify for the Free Rapid Rescore or fit Simulator service. It is solely at the discretion of Securarate com who they ordain or ordain not assist with these forms of ascribe improvement services. This service is principally for California homeowners and California home-buyers. Although Securarate com may be able to back up those in other states they are presently only offering this for transactions in the state of California. For additional details and information on the free Rapid Rescore or the Balance Simulator function contact a Securarate com representative at 1 (800) 471-FUND (3863) ext. 147. Additional information pertaining to any Fixed or Adjustable Rate loans can be open on their website; A wealth of useful consumer information can be open on the domiciliate summon under the cerebrate Consumer Focus. gratify note that desire any other give product mentioned on their website the programs have certain underwriting limitations and guidelines that be to be met; not all borrowers or properties ordain qualify. Securarate com is licensed by the California Department of Real Estate authorise number 01316309.

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"The Dirty Little Secrets of Real Estate - Ulsitit.com Special Report" posted by ~Ray
Posted on 2007-09-28 23:01:05

Disclaimer: ActiveRain Corp does not necessarily approve the real estate agents give officers and brokers listed on this site. These real estate profiles and are provided here as a courtesy to our visitors to back up them alter an informed decision when buying or selling a house. ActiveRain Corp takes no responsibility for the circumscribe in these profiles that are written by the members of this community.© 2007 ActiveRain Corp. All Rights Reserved

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"More Hot Water For Crisp & Cole In Alleged Bakersfield Flipping ..." posted by ~Ray
Posted on 2007-09-26 21:54:47

accept to The domiciliate Equity Theft Reporter a blog dedicated to informing the consumer public and the legal profession about Home Equity Theft issues. This blog will consist of information describing the various forms of domiciliate Equity Theft and links to news reports & other informational sources from throughout the country about the victims of domiciliate Equity Theft and what government authorities and others are doing about it. "The California Department of Real Estate has filed a formal accusation accusing David fold and Carl Cole and their now-defunct realty firm of fraud. The accusation names Crisp. Cole the Crisp & Cole tighten. Tower Lending and several others with whom they allegedly performed unlawful real estate transactions. The action could result in the revocation of the licenses of the accused. [...] In one instance the accusation says. Cole falsely claimed he was buying a house in which to be. In fact the accusation says he intended to change it. [In another dilate] fold told one mortgage affiliate that a woman was an employee of Crisp. Cole and Associates to back up her get a give the accusation says. She never worked for the company the affirm says." (Reportedly staffers family members business associates and customers involving David Crisp and his associates were recently sold at trustee's (foreclosure) sales at Searching ? You can use the "examine communicate" box in the upper left hand corner of this communicate page to search this entire blog including the archives. The information reporting and commentary contained in The domiciliate Equity Theft Reporter are intended solely to give general information on The domiciliate Equity Theft issues occurring throughout the United States and are based on information sources deemed reliable by The Home Equity Theft Reporter. This weblog is not intended nor should it be regarded by the reader as a solicitation for business. The posts on this site are presented as command research information and personal opinion of The domiciliate Equity Theft Reporter and are expressly not intended shall not constitute and should not be regarded by anyone as legal advice. No claims promises or guarantees about the accuracy completeness or adequacy of the information linked to or from this weblog are contained herein.

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"Orange County Real Estate - OC Realtors - California Real Estate" posted by ~Ray
Posted on 2007-09-24 23:51:53

Whether you are looking to buy or you are selling real estate in Orange County then we are the ameliorate choice for luxury homes for contract in the OC,California. For over 10 years we undergo been extensively involved in property ownership management brokerage and rental leases in the Orange County area. We are leading provider of MLS properties with a very effective marketing intend. If you are interested in buying a domiciliate in Orange County gratify conclude remove to access the. ! We undergo Orange County homes and properties for sale in Laguna land. Monarch Beach. San Juan Capistrano. San Clemente. Newport Beach. Newport glide. Dana Point. Coto de Caza etc we ordain give you with a customized property enumerate that meets your specific criteria. We are specialized in providing Homes for contract or Sale and Vacation properties along the Orange County glide. California. Our comprehensive database of properties from homeowners and landlords buyers combined with Realtor® MLS examine Technology instantly provides you with all available. Our function offers residential real estate information for Orange County including property listings. We are dedicated to offer you the best service possible. We are licensed by the California Department of Real Estate. We furnish a free guest search for first time visitors. We undergo the largest database of luxury homes for lease in the OC. All our listings are current and are updated daily. You undergo several examine options to find the latest available homes for rent apartments and townhouses in Orange County. We can back up you to sight Orange County homes for sale. Orange County real estate agents and information about the Orange County real estate merchandise. We provide listing home for contract by standard featured and on the MLS to receive full exposure to the Realtor community in Orange County. California. You may be to decide Orange in the city category and hit examine to get the most results and get the information what you want. Our 10 years of experience in the real estate market here and we are one of the beat searchable databases of Orange County domiciliate rentals homes for rent rental houses houses for contract in OC California. We also supply Relocation and Information for moving & living in Orange County. California. Whether you are looking to rent your property or seeking a property to contract we encourage you to enumerate or sight it here. You can property which inform new rental listings in Orange County. California for matching search criteria from rental database. Our aim is simple and enjoin: to create the highest possible net operating income while enhancing and protecting the property’s value in real - estate market in Orange County. XHTML: You can use these tags: <a href="" call=""> <abbr call=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong>

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"The Backbone Of Real Estate? Only The Men In the Business Know The ..." posted by ~Ray
Posted on 2007-09-23 15:23:08

On a warm San Diego day in mid-June of 1969 I drove home from my last day of high educate. About 60 days later I turned 18. Around 30 days after that I was jumping up and drink in lie of our mailbox holding the notice from the California Department of Real Estate informing me I’d passed the salesman’s authorise evaluate. A few weeks later I was proudly putting a knot in my tie bright and early Saturday morning the 18th of October. I had a full head of blonde hair and was shaving more days of the week than not. I was still living at domiciliate and going to college beat time. 1969 was a recession year but I didn’t know it. I went beat measure in February 1974 — the beginning of the ‘74-75 recession and was married a month later. Seems I had great timing from day one. Times were tough. San Diego hadn’t had their first real price run-up yet. arouse rates to the best of my memory were generally in the mid-7’s to 8%. I remember like it was yesterday sitting in the office of H & R block sometime before the income tax filing deadline. (Big measure wasn’t I?) and the woman doing our taxes looked up at me my wife looking on and said. “Mr. Brown you’d have been better off not having worked measure year.” Ouch. To her everlasting ascribe my wife looked her in the eye and asked why she was working part measure at night. Was it possibly because her preserve wasn’t cuttin’ it? We’ve not been married for a decade now but we comfort express joy about that night. change surface with the kidney shot to my ego that night it was way cool to know she had my approve. 1975 wasn’t much of an improvement as I made more money but only because I was getting the hang of things. We were comfort mired in the recession. I remember one guy in my do work area said he’d like to list his domiciliate with me and act to a better move of the county. “But Jeff my payments would be $300 a month. Who can afford that? I can’t.” And he was alter. To alter a long story short. 1976 came in with the make noise of a V-12 roadster in a go. I made over $20,000 and thought I was King of all that was real estate. I comfort hadn’t sold a million bucks in volume. beat measure accountant to do our taxes that year. To put this into perspective the rent for our one bedroom apartment was about $125 a month. The house we bought the following year using FHA financing had payments of $580 including taxes and insurance. All that time my wife was working 40-45 hours a week at the bank. Every Friday she deposited her paycheck — It was then I came home one night and told her if one more woman told me the alter in the kitchen was do by. I was gonna be on the 11 o’measure news. I had to do something else. Something with a much larger process of objectivity. She was ecstatic as she’d been telling me for some measure that she knew I wasn’t happy. We decided I’d get my broker’s license switch to investment properties and make the big money. Ever act a be approve to when you were in your 20’s? It was only my ignorance of reality that saved me. I thought I had a few years of full measure experience and could easily translate that into the investment align of the business. Not only that but given the higher prices of investment properties. I’d be rich. The arrogance of youth is so obvious to us as we grow older and wiser. It’s a good thing blogs didn’t exist back then because the arrogant and mostly misplaced confidence I had in my skills and command intelligence would undergo embarrassed me within an advance of my life. I desire I was half as smart today as I thought I was approve then. Because I made the change by reversal to investments. I pretty much missed out on all the money I might’ve made. This was of course because I could barely spell investment real estate and therefore wasn’t able to capitalize on the amazing opportunities of the times. More bear witness of great timing. Meanwhile approve at the farm my wife was depositing her paychecks every Friday desire clockwork. This afforded me the luxury of paying my dues learning from the masters and so on. Another recession this one a whopper came in 1980 and hung around until ‘83 or so. I used most of ‘80 to finish off my years of training spending thousands on more classes and the related jaunt. Imagine what $5,000 in 1980 dollars is worth today? I recently checked and those same classes are now over twice the price. Fortunately I’d been frugal and had the money to pay for this most valuable training. I believe those classes are what put me over the top. Those final several weeks of high level training were what I believed would allow me to compete at the level to which I aspired. This turned out to be adjust in spades. There are hundreds if not thousands of agents these days who are already thanking their lucky stars for their working wives. Many agents ordain go to cognise how golden their wives’.

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the california department of real estate archives:

11 articles in 2006-01
22 articles in 2006-02
27 articles in 2006-03
36 articles in 2006-04
27 articles in 2006-05
26 articles in 2006-06
24 articles in 2006-07
18 articles in 2006-08
22 articles in 2006-09
30 articles in 2006-10
22 articles in 2006-11
22 articles in 2006-12
12 articles in 2007-01
12 articles in 2007-02
3 articles in 2007-03
7 articles in 2007-04
11 articles in 2007-05
10 articles in 2007-06
3 articles in 2007-07
1 articles in 2007-09




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california department of real estate