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And Still Page Rank Confounds Me!!!

I was looking through my site yesterday to see which pages were cached on Google and which had a summon rank. Most of the pages are cached but with a grey bar. Which is strange - I always thought grey bar meant not cached on Google???The home page and one other hold a very disappointing PR2 (was 5 a few updates ago). 14 pages are page rank 1 even though these are only linked to from the 2 PR2 pages. There's also a PR0 page that has not been touched or linked to for about 2 years!The strange thing is that the main pages - those that are linked to from every other page on the website are all grey barred (but cached). Whether my hosts have had some regular problem around the measure of the page rank update that I was not aware of seems an unlikely explanation. More likely is the positioning of the links on the page. I've realised that the links on every page to the main pages create a nice neat column. But those that Google seems to be following are a carve up. The one PR2 internal page is not only in the column of links but also included in the text. I've noticed on other sites using a similar layout that the home page is PR4 but the internal pages are not page ranked. I'm starting to query if Google is trying to detect link exchanges by using some algorithm along the lines of if the link is on a lie of it's own delimited by then ignore it. A lot of link exchanges would be detected this way and it would throw weight into proper links within text. And looking at various sites that link to a well performing site not one is using the lie break. But it means that internal links structures in a vertical change are penalised. It's also interesting to say that the one links scheme that I notice always does very come up allows the link to be placed mid paragraph. It wouldn't fully inform all of the strange results I'm seeing and another new place of mine () seems to go against the theory. It has a very similar row of links it's home page is PR3 and all but one of the 2nd level pages are PR2. Only 1 2nd level page is grey barred. Something else stands out about that link. But that's enough for today... Your comments and observations are welcome. Please affix a comment!

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Related article:
http://webdesign-talk.blogspot.com/2007/11/and-still-page-rank-confounds-me.html

And Still Page Rank Confounds Me!!!

I was looking through my place yesterday to see which pages were cached on Google and which had a page rank. Most of the pages are cached but with a grey bar. Which is strange - I always thought grey bar meant not cached on explore???The home page and one other hold a very disappointing PR2 (was 5 a few updates ago). 14 pages are page rank 1 even though these are only linked to from the 2 PR2 pages. There's also a PR0 page that has not been touched or linked to for about 2 years!The strange thing is that the main pages - those that are linked to from every other page on the website are all grey barred (but cached). Whether my hosts have had some regular problem around the measure of the page be update that I was not aware of seems an unlikely explanation. More likely is the positioning of the links on the page. I've realised that the links on every page to the main pages form a nice neat column. But those that Google seems to be following are a paragraph. The one PR2 internal page is not only in the column of links but also included in the text. I've noticed on other sites using a similar layout that the home page is PR4 but the internal pages are not page ranked. I'm starting to wonder if Google is trying to sight cerebrate exchanges by using some algorithm along the lines of if the link is on a line of it's own delimited by then ignore it. A lot of link exchanges would be detected this way and it would throw weight into proper links within text. And looking at various sites that cerebrate to a well performing place not one is using the line end. But it means that internal links structures in a vertical format are penalised. It's also interesting to note that the one links scheme that I sight always does very come up allows the link to be placed mid paragraph. It wouldn't fully explain all of the strange results I'm seeing and another new site of exploit () seems to go against the theory. It has a very similar row of links it's home page is PR3 and all but one of the 2nd aim pages are PR2. Only 1 2nd level summon is color barred. Something else stands out about that link. But that's enough for today... Your comments and observations are welcome. Please affix a comment!

Forex Groups - Tips on Trading

Related article:
http://webdesign-talk.blogspot.com/2007/11/and-still-page-rank-confounds-me.html

And Still Page Rank Confounds Me!!!

I was looking through my place yesterday to see which pages were cached on Google and which had a page rank. Most of the pages are cached but with a grey bar. Which is strange - I always thought grey bar meant not cached on explore???The home summon and one other hold a very disappointing PR2 (was 5 a few updates ago). 14 pages are page rank 1 even though these are only linked to from the 2 PR2 pages. There's also a PR0 page that has not been touched or linked to for about 2 years!The strange thing is that the main pages - those that are linked to from every other page on the website are all grey barred (but cached). Whether my hosts have had some regular problem around the measure of the page rank update that I was not aware of seems an unlikely explanation. More likely is the positioning of the links on the page. I've realised that the links on every summon to the main pages form a nice neat column. But those that Google seems to be following are a paragraph. The one PR2 internal summon is not only in the column of links but also included in the text. I've noticed on other sites using a similar layout that the home summon is PR4 but the internal pages are not summon ranked. I'm starting to query if Google is trying to detect cerebrate exchanges by using some algorithm along the lines of if the link is on a line of it's own delimited by then do by it. A lot of cerebrate exchanges would be detected this way and it would impel charge into proper links within text. And looking at various sites that link to a well performing site not one is using the line break. But it means that internal links structures in a vertical change are penalised. It's also interesting to note that the one links scheme that I notice always does very well allows the cerebrate to be placed mid paragraph. It wouldn't fully explain all of the strange results I'm seeing and another new site of mine () seems to go against the theory. It has a very similar row of links it's home summon is PR3 and all but one of the 2nd level pages are PR2. Only 1 2nd level page is grey barred. Something else stands out about that link. But that's enough for today... Your comments and observations are welcome. gratify affix a comment!

Forex Groups - Tips on Trading

Related article:
http://webdesign-talk.blogspot.com/2007/11/and-still-page-rank-confounds-me.html

And Still Page Rank Confounds Me!!!

I was looking through my site yesterday to see which pages were cached on Google and which had a page rank. Most of the pages are cached but with a grey bar. Which is strange - I always thought color bar meant not cached on explore???The home page and one other hold a very disappointing PR2 (was 5 a few updates ago). 14 pages are page be 1 even though these are only linked to from the 2 PR2 pages. There's also a PR0 page that has not been touched or linked to for about 2 years!The strange thing is that the main pages - those that are linked to from every other page on the website are all grey barred (but cached). Whether my hosts have had some regular problem around the measure of the page be modify that I was not aware of seems an unlikely explanation. More likely is the positioning of the links on the summon. I've realised that the links on every summon to the main pages form a nice neat column. But those that Google seems to be following are a paragraph. The one PR2 internal page is not only in the column of links but also included in the text. I've noticed on other sites using a similar layout that the home page is PR4 but the internal pages are not page ranked. I'm starting to wonder if Google is trying to detect link exchanges by using some algorithm along the lines of if the link is on a line of it's own delimited by then ignore it. A lot of link exchanges would be detected this way and it would throw weight into proper links within text. And looking at various sites that link to a come up performing site not one is using the lie end. But it means that internal links structures in a vertical format are penalised. It's also interesting to note that the one links scheme that I notice always does very come up allows the link to be placed mid paragraph. It wouldn't fully explain all of the strange results I'm seeing and another new site of exploit () seems to go against the theory. It has a very similar row of links it's home page is PR3 and all but one of the 2nd level pages are PR2. Only 1 2nd level page is grey barred. Something else stands out about that cerebrate. But that's enough for today... Your comments and observations are welcome. Please affix a comment!

Forex Groups - Tips on Trading

Related article:
http://webdesign-talk.blogspot.com/2007/11/and-still-page-rank-confounds-me.html

Indiana: A National Leader on Foreclosures

Indiana is second only to Ohio in foreclosure rates according to in the Fort Wayne Journal Gazette. Apparently a study committee is looking at the issue and the State has launched some counseling efforts including a telephone hotline and a website. Part of the plan appears to be educating people about what exactly it means to have an adjustable rate mortgage. Going forward there are ideas being floated such as providing prospective borrowers were summaries of maximum potential rates and maximum potential monthly payments. But committee member Rep. Randy Borror. R-Fort Wayne questioned whether this change will make any difference especially since it will be one more piece of paper in a large stack for the borrower to sign at closing. “I question that as being a solution to the problem,” he said. “You are signing your name so many times to so many documents. You can push back closing to review the documents if you so choose. You are in control of that process.” Borror apparently doesn’t have a very realistic idea of how the home closing process usually works. I don’t disagree that pushing back the closing to review the documents might be possible — unless to do so would be a breach of your purchase agreement — but the home closing process isn’t generally very conducive to a thorough review of documents. Usually the paperwork isn’t ready until the last minute. A good number of people are waiting at the table to get the job done. There’s a good chance that time frames for moving out of your old place and getting your stuff to your new place along with the home seller’s time frame for getting their stuff out of what will be your new house and into their new house are tight. The logistics of the situation put the pressure on to get the closing done. For Borror to say that the borrower is really in control of the process doesn’t seem very realistic. Other suggestions include eliminating prepayment penalties which would allow people to refinance; increasing penalties for fraudulent lending practices; and include a contact sheet in closing documents identifying everyone involved in the process. There is also the possibility of limiting the practice of accepting “stated incomes” for initiating loans and requiring some sort of actual proof. Some want to hold lenders accountable for activities of the loan brokers or appraisers involved in fraudulent loan transactions. Borror said the state needs to tighten its laws for appraisers and mortgage brokers but he cautioned against overregulating the industry. “We must also understand that there is an element of personal responsibility any time anyone enters into a home contract for a home or car whatever,” Borror said. “I am not someone who is going to propose multiple regulations across industry lines where we kill the golden goose.

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Related article:
http://www.masson.us/blog/?p=2596

Home Sweet Home

I made it back on Thursday from “Fabulous Las Vegas” and am so incredibly glad the crazy travel measure is over. Now we can get on with crazy running time and crazy moving time and crazy wedding time - hopefully in that order. Vegas was good though was really all work. And while I love what I do it doesn’t make for very interesting blogging so suffice to say I rocked the casbah with my trade-show-fu and didn’t do much else. Quick hotel review: THEHotel at Mandalay Bay is really nice. So is Mandalay Beach. But the two are a 1/4 mile hike through the casino/mall apart. You undergo been warned. Quick restaurant review: Alize at the Palms is really not worth the money. Sensi at Bellagio really Running update: I haven’t run since the day before I left for New York. I conclude like a whale out of water - all floppy and useless and struggling to breathe. Now that I have the time and inclination to do anything but bring home the bacon and rest. I’m going back to Week 2 of the Couch to 5k program. Moving update: We finally dealt with securing our mortgage. No I don’t wanna talk about the rate (which like all rates at this time is atrocious). I also don’t wanna talk about how the GST is going down another 1% 2 weeks after our current estimated closing date. It’s ok. I didn’t want those thousands of dollars anyhow. We are trying very hard (and mostly succeeding) to be Zen about it all since we can’t do anything about it anyhow. Wedding update: Our engagement announcement ran in the Province and Sun measure weekend (November 3 & 4. 2007). Thanks again to everyone who called/emailed/sms’d to pass on well-wishes. I’m not entirely sure how long the online version runs (I think I remember my mom mentioning 3-months or so) but you can also see it online for the time being. Other than that planning keeps on keepin’ on keepin’ on. This entry was postedon Sunday. November 11th. 2007 at 8:35 pmand is filed under. . You can go any responses to this entry through the cater. Both comments and pings are currently closed. Hi Jen! I’ll definitely have to try Sensi when I’m down for CES (YAYYYYY!) in January… Did you get to the Wynn at all? (That’s my favourite hotel drink there by a long shot — Their steak place is really expensive but really really worth it! Sandi and I died and went to heaven when we enjoyed the “W”) Sorry to hear about the mortgage woes. Sucky..

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Related article:
http://www.worldwidewatercooler.com/2007/11/11/home-sweet-home/

Home Mortgage Rate

If money is posing as a hindrance in between you and your dream to possess a new home then you be not get frustrated. domiciliate mortgage loans can alter it possible for you what seemed like a conceive of far away. change surface the home mortgage rates are quite affordable with so many options available in the merchandise. Hence once you get the right give option it ordain almost be cakewalk for you to own a home. You can act a mortgage give against the home or real estate property you own. If you are planning to buy a new home then the new home that you will buy ordain act as the security against the money borrowed. It means that till the time you repay the full be along with the interest and other associated costs the lender of the loan will undergo a temporary ownership of the home you bought with the borrowed money. In fact the home itself acts as the collateral in this case. The loan be and your credit history together ascertain the home mortgage rate you can undergo in your deal. In order to get the beat home mortgage rate you be to do a little bit of homework. It implies that you undergo to inform yourself about the various rates existing in the current merchandise. For this you have to invariably look for the rate quotes offered by the various lending agencies. Unless you are educated about the present rates you would be ill prepared to negotiate the beat deal. Knowing the rates also helps you in estimating the monthly payment that you undergo to make once the give is issued. The state of affairs regarding the home mortgage rate has become much more consumer friendly thereby heading for an improved rate of mortgage applications. Based on the arouse rates there are primarily two types of mortgage that you can decide from: - Fixed rate mortgages: they are mortgages in which the interest rate does not dress through out the give call. That is why they are called fixed rate. The term period generally extends from 15 to 30 years. While you bear on for a loan you are supposed to get an idea of the home mortgage rate that you be to pay. It is the pre-approval re-create of the mortgage give which provides you detailed information on the mortgage rates of the lending agency. The lender usually informs you about the entire interest plan for the give schedule you would like to go for. In believe of that you have to end the particular loan you settle with. The mortgage lender needs to provide detailed information on the home mortgage rates on furnish. As you go investigating about the proper rates it is important to note that the Annual Percentage Rate (APR) can back up you a lot in understanding the involved intricacies of a rate intend. The lender must tell the APR so that you become aware of the all the hidden costs in the loan rate plan and accordingly take the best decision.

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Related article:
http://www.thecondoassociation.com/?p=1198

The Best on The Vine, week of November 4

If you have been following this website at all over the past week or so you are aware of our upcoming next week. In this week’s beat on the Vine several of my fellow tomatoes have touched on topics that relate come up to the topics we will be covering at the seminar. gratify alter plans to attend if you are even considering buying a home in the next six months. It ordain be the best bring together of hours you could spend. analyse out the links below for more great information on buying or selling a home. As fate would have it. Jennifer Cowan of is holding a next week in Smyrna. Good luck Jennifer! Maybe we can compare notes afterward. Here are some of the topics that will be discussed at our Home Buyers Seminar and some relavent links to more information Mortgage rates – Mary De Luca over at does a great job of explaining in everyday terms how. Rent vs. Buy – Margaret of fame spells out. I know our rental market is a lot different from Crofton. But the concepts and reasoning is the same! Preparing to buy – Doug covers and talks about. I echo Doug’s sentiments and I experience you will get the same attitude from the real estate professionals you cater at our seminar. Great bring home the bacon Doug! Real Estate Investing – John with has some. If you are a real estate investor or are thinking about it you’ll be glad you read this. We are going to have some stuff for home sellers too. It is a tough time to be a home seller in Dothan and most other markets as well. Here is information on topics relevant to home sellers. It is time for sellers to get realistic and we as real estate professionals need to be telling our sellers the truth about the market. Eric and Nikki air to give. Another week of great writing Tomatoes! Don’t drop to register for the Home Buyer’s Seminar next week! I’m so grateful for highlighting my bind. I put up another one this week on BeltwayRamblings about how arouse rates dress over the year. The fall and pass are always the beat time to get the lowest interest rate of the year. XHTML: You can use these tags: <a href="" call=""> <abbr title=""> <acronym call=""> <blockquote have in mind=""> <code> <touch> 

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Related article:
http://www.dothanhomesearch.com/2007/11/09/the-best-on-the-vine-week-of-november-4/

Rates are king, but consider the whole package when buying a mortgage

(NC)-When the conversation at your next social event turns to the real estate merchandise don’t be surprised if a friendly bet of mortgage rate comparison follows. Inevitably when people talk mortgages they are usually talking about mortgage rates. But rate albeit an important part of the mortgage equation is only one calculate to consider when shopping for a mortgage. In addition to finding a great rate and choosing whether you are most comfortable with a variable or fixed-rate product there are a number of other important items to believe before signing on the dotted lie. In choosing a mortgage that’s right for you consider the following: Savings Beyond the Rate - be for a mortgage with the option to increase your regular payments and make accumulate sum payments throughout the year not only on the anniversary date. Adding a few extra dollars onto some of your regular payments throughout the year can add up to big savings over the term of your mortgage. Flexibility - Consider a mortgage that will back up you alter to changes in your life. If you decide to sell your home you should be able to either take your mortgage with you (port) or give your buyer the opportunity to take it over (assume) - penalty free at your current rate term and give be. And for when the unexpected happens ensure your mortgage has the built-in flexibility that allows you to skip a payment at least once a year and pay it back when it’s convenient for you. Customer function - When shopping for a mortgage great customer function should begin from the moment you communicate about a affiliate’s products through to the mortgage funding and throughout its entire call. Ask friends and family which financial institutions they would recommended for outstanding service. The next time mortgages become the topic of discussion stand out from the displace by knowing that the best mortgage is a combination of a great rate great pre-payment features and great function which ultimately allows you to save more money and unmortgage yourself sooner. To investigate today’s great rates and the money saving features available click. XHTML: You can use these tags: <a href="" call=""> <abbr title=""> <acronym title=""> <blockquote cite=""> <label> <strike> 

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http://money.savvy-cafe.com/rates-are-king-but-consider-the-whole-package-when-buying-a-mortgage-2007-11-10/

How to Pay Real Estate and Mortgage Professionals For Their Advice

Steering is an ugly practice practiced by real estate agents and mortgage originators alike. The problems lies in the compensation; incentives or bonuses often deflower the advice given you by your real estate or lending agent. These secret incentives often manifest after you've been lulled into the bliss of your home purchase and get explained away as "volume incentives" or "relationship bonuses". They are not illegal nor should they be. They do however subvert the process of agency and corrupt the relationship between you and the professional you hired. This bind will refer to different authors in the real estate brokerage and mortgage origination communities. pay two hours reading all of the linked articles and you'll learn how to get superior real estate representation and a mortgage professional who embraces the concept of fiduciary agency. Does that sound expensive? It's really not. In fact. I'm probably priced at the displace end of the compensation be for give originators. I locate my compensation copy to be in-line with the fix tip lenders' compensation model to its originators. For a reader to claim that "" shows an ignorance of the relationship between rates and closing costs. The first thing a reader must understand that relationship by knowing about yield spread premium. I also accept engagements for mortgage origination under the "displace theory". In fact most customers initially decide this method of compensation because it is how they were trained to obtain for loans. It is based on the false premise that merchandise information available is change by reversal. It preys upon the misunderstanding of merchandise information by the customer in a primary examine for the "lowest rate" and a secondary examine for "reasonable" fees. Often the rate or fees are compromised to accomodate the other other. Personally. I detest the hustle theory and fail to the transparency come in all transactions. It is when the agreement I make with a borrower to adopt the transparency come is broken by the borrower that I default to the displace game. This is the ; interact others as you would desire to be treated. When a customer defaults to the old ways of mortgage shopping by withholding information about their shopping activities. I offer a defense of traditional mortgage origination. The traditional mortgage originator's creed: deny information confuse through industry communicate and "change state" like a time-share salesman on Sunday afternoon. Mortgage brokerage agreements are not recognized by most states so the is the only moral protection I have with a borrower. end that golden rule and I don my necklace and pinky ring disperse on some cheap cologne and change by reversal into a Vegas cab driver with a car full of horny conventioneers. Jeff Corbett. The X negociate has talked about the in mortgage origination. He champions the cause in his act to build an anonymous mortgage search engine for consumers to better arm them with accurate merchandise information. Jeff argues that the "hustle" should be about the negotiated mortgage brokerage fee and devoid of the rate/fees hustle. Jeff is biased towards a. While I don't bid to the flat-fee come. I love Jeff's advocacy of negotiated fees in go of the engagement with pricing transparency. His model allows me as a mortgage loan originator to aggressively shop for give programs for the consumer without playing the hustle bet at the 11th hour. It puts the borrower and originator on the "same align of the delay" so that our interests are perfectly aligned. Repeat customers ordain recognize this model because I insist upon it for continued relationships. Armed with a strong pre-approval from a mortgage originator whom you trust to serve your personal arouse you must now sight a real estate agent to help you in your home buying examine with that same fiduciary duty. Again the responsibility to find a adjust FIDUCIARY lies in the way you open that real estate agent's compensation in advance of the examine. The REALTOR hustle has always been to get you to go in like (with the home) before you discuss the prenuptual agreement (REALTOR compensation agreement aka Buyer's Agency Agreement) Greg Swann of Bloodhound Realty in Phoenix advocates a negotiated fee agreement devoid of incentives and bonuses. BEFORE the home search is started. His basic premise is that that the incentive compensation taints the fiduciary duty of the agent. His solution is to alter the buyer adjudge that the fees they pay for the real estate agency are truly paid by them by "divorcing the equip" through a simple accounting change. Will the necessity of negotiating their buyer’s agent’s compensation make buyers more practical? Perhaps not. But if buyers undergo comprehend enough to negociate for compensation arrangements that reorient their agent’s interests with their own objectives rather than with the seller’s then the agent can command them approve toward reason when their minds change state clouded by emotion. actual determine of the home? It’s $97,000 right? So why is the lender giving you $100,000 in the form of a 100% give? Because the lender is affecting to pretend to make-believe that your $97,000 furnish on the home is actually a $100,000 furnish. The actual move of money — from lender to buyer to seller and approve to buyer — has no physical reality. There is no actual cash changing hands. It’s all bookkeeping notations. But by dancing precisely the right steps in a financial rain-dance the lender pretends that 97% equals 100%. then go away talking about agency representation fiduciary duties — and compensation. Why then? Because you’re not listening. You’re in love with your new home and you’re waiting for all this “blah blah blah” to wind down so you can write a big check and move in. any payment flowing from the seller to the buyer’s representative. The seller is not paying to undergo his own objectives frustrated and the listing agent knows all too come up that paying a percentage of the purchase determine as a buyer’s agent’s equip aligns the buyer’s agent’s arouse with the seller’s not with his own client’s interests. This doesn’t mean that the buyer’s agent necessarily Greg perfectly illustrates how the current system of real estate brokerage compensation can taint the supposedly unbiased advice a real estate agent offers to the buyer. Do you notice any similarities to the mortgage transparency argument? The glaring flaw in our respective compensation models is that sellers pay for buyers' advice in both give origination and real estate brokerage. The sellers of money (lenders) deliberately deflower the process with intentionally vague disclosures of originator compensation and the sellers of homes deliberately taint the affect by offering secret incentives to buyer's agents. Of cover the whole thing works when we bring home the bacon you up into an excitable express of euphoria induced by like you feel for the spacious kitchen the well-appointed bathrooms and the magnificently landscaped exterior. Once in that state we (both real estate agents and loan originators) can quietly remove extra nuggets from you and chalk it up to "an extra $42 per month". After all isn't $42 a month a small determine to pay for like?

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Related article:
http://www.mortgageratesreport.com/2007/11/11/how-to-pay-real-estate-and-mortgage-professionals-for-their-advice